Pupils and students

The following persons studying in an educational institution in Estonia or in an equivalent educational institution abroad are entitled to health insurance:

  • pupils acquiring basic education;
  • pupils acquiring general secondary education;
  • students acquiring formal vocational education;
  • higher education students who are permanent residents of Estonia.

Doctoral candidates are entitled to health insurance only if they receive doctoral allowance. The health insurance for those receiving doctoral allowance is provided by the state, by paying social tax for them. Health insurance for people receiving doctoral allowance is granted based on the data provided by the Ministry of Education and Research.

Commencement of health insurance cover

Data of pupils and students studying in Estonia are submitted to the Health Insurance Fund by the Ministry of Education and Research that is also responsible for the accuracy and timely submission  of the data.  After the proper data have arrived, the Health Insurance Fund will make an entry about  the validity of health insurance cover within five calendar days.

End of health insurance cover

  • The insurance cover of a pupil acquiring basic education will terminate three months after their graduation from the educational institution.
  • The insurance cover of a pupil acquiring general secondary education will terminate three months after their graduation from the educational institution. If the pupil is expelled from the educational institution before graduation within three years after starting his or her studies, his or her insurance cover terminates one month thereafter.
  • The Insurance cover of a student acquiring formal vocational education will terminate three months after their graduation from the educational institution. If the student fails to graduate from the educational institution within the standard period of study prescribed for completion of the curriculum (except for medical reasons) or is expelled from the educational institution before graduation, his or her insurance cover terminates one month thereafter.
  • The Insurance cover of a higher education student will terminate three months after their graduation from the educational institution. If a student fails to graduate from the educational institution within one year after the end of the standard period of study prescribed for completion of the curriculum or is expelled from the educational institution before graduation, their insurance cover will terminate one month thereafter.

Academic leave

Insurance cover will be suspended for any period of academic leave, except when the student has taken the academic leave due to illness or injury. If the academic leave is taken during the standard period of study, the health insurance cover will be suspended for the period of leave and it will continue after the end of the academic leave.

What to do if you have problems or questions regarding health insurance? Check your health insurance coverage from the state portal eesti.ee or call the Health Insurance Fund’s customer service line (+372) 669 6630.

Persons studying abroad

Pupils and higher education students who go to study abroad should in order their health insurance in Estonia to continue submit to the Health Insurance Fund an application and a document certifying the enrolment in a foreign educational institution, which must include the following data:

  1. name of the educational institution
  2. address of the educational institution
  3. first and last name of the student
  4. student’s personal identification code or date of birth
  5. duration of the study period
  6. first and last name, communication information and signature of the educational institution’s representative

N.B. The exact dates of the duration of the study period must be indicated on the certificate. The certificate of enrolment must be submitted to the EHIF every academic year, as health insurance is provided on the basis of a submitted document for a maximum period of 12 months.

Pupils and higher education students who are studying abroad and have Estonian health insurance are entitled to receive necessary medical care in the EU member states, EEA states and in Switzerland based on the European Health Insurance Card.

The application for health insurance should be sent by post, by e-mail or brought to the EHIF customer service office.

Check the validity of your health insurance in the state portal eesti.ee under "Health Insurance and Family Physician Information" service or send an email to info [at] haigekassa.ee or call the Health Insurance Fund's customer service line +372 669 6630.

Korduma kippuvad küsimused - KKK

Kui üliõpilase õppekava nominaalaeg on kolm aastat, siis ravikindlustus kehtib neli aastat ja kolm kuud. Seega kui õppekava nominaalaeg lõpeb sel suvel, siis ülikooli kaudu saadav ravikindlustus lõpeb järgmisel sügisel. Oma ravikindlustuse kehtivust saab kontrollida riigiportaalist eesti.ee või helistades haigekassa klienditelefonil (+372) 669 6630. 

Jah, ravikindlustuse saamisel ei ole õpilase koormus oluline.

 Töötuna ei võeta arvele päevases õppevormis või täiskoormusega õppijaid, akadeemilisel puhkusel viibijaid aga küll. Täpsemalt saab selle kohta lugeda töötukassa kodulehelt.

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