Child, pupil and student

Children

All children up to 19 years of age, with their principal place of residence in Estonia, according to the population register, have health insurance. The insurance is valid until the day of their 19th birthday.

Pupils and students While studying in Estonia, the following persons receive health insurance from the state:

• Pupils acquiring basic education;
• Pupils acquiring general secondary education;
• Students acquiring formal vocational education, and higher education students who are permanent residents of Estonia and study in an educational institution in Estonia founded and operated on the basis of legislation or in an equivalent educational institution abroad.
• People without basic education who exceed the age of compulsory school attendance and who are acquiring vocational education or the pupils receiving vocational education on the basis of basic or secondary education;
• Students who are permanent residents of Estonia. When the schooling is finished and if the young person just stays home, his or her health insurance ends. If, after graduating from secondary school the young person does not continue their studies, does not go into conscript service nor goes to work, he or she should register as unemployed to continue their health insurance. For the young person who at the completion of upper secondary school are younger than 19 years of age, the health insurance is valid up to 19 years of age. For those who at the completion of upper secondary school are at least 19 years of age and a graduate from a secondary school within the standard period of studies, the insurance is valid for a further 3 months after graduation. For the health insurance not to be interrupted, they should continue their education or go to work no later than three months after graduating from secondary school.
 

For the young person who immediately after graduating from secondary school continues their studies in a vocational school or at a university, the state provides health insurance coverage for the entire standard period of 10 studies, and a further three months after graduation. If a student does not graduate from the school within the standard period of study (except for medical reasons), or he or she will be expelled from school, the health insurance ends one month after the end of the standard period of study or after ex-matriculation.

During the academic leave the health insurance stops, except in the case when the leave has been taken for medical reasons. The details of pupils and students shall be submitted to the Health Insurance Fund by the Ministry of Education and Research. The pupils and the students bound for study abroad must, in order for the Estonian health insurance to continue, submit to the Health Insurance Fund a document certifying the studies abroad. On the basis thereof, health insurance shall be formalized for up to 12 months. Therefore, the certificate of the studies shall be delivered to the Health Insurance Fund in each academic year.

Korduma kippuvad küsimused

K: Kui õppekava nominaalaeg lõpeb sel suvel, kuid õpilane lõpetab ülikooli alles järgmisel kevadel, siis mis ajani kehtib tal ravikindlustus?

V:

Kui üliõpilase õppekava nominaalaeg on kolm aastat, siis ravikindlustus kehtib neli aastat ja kolm kuud. Seega kui õppekava nominaalaeg lõpeb sel suvel, siis ravikindlustus ülikooli kaudu lõpeb järgmisel sügisel. Oma ravikindlustuse kehtivust saab kontrollida kodanikuportaalist www.eesti.ee või helistades haigekassa klienditelefonil (+372) 669 6630. 

K: Kas osalise koormusega õppiv tudeng saab ka ravikindlustuse?

V:

Jah, ravikindlustuse saamisel ei ole õpilase koormus oluline.

K: Õpilane viibib ülikoolist akadeemilisel puhkusel ja on töötu. Kas ta saab end akadeemilise puhkuse ajal ravikindlustuse saamiseks töötuna arvele võtta?

V:

 Töötuna ei võeta arvele päevases õppevormis või täiskoormusega õppijaid, akadeemilisel puhkusel viibijaid aga küll. Täpsemalt saab selle kohta lugeda töötukassa kodulehelt.

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