Health Insurance in Estonia

Estonian health insurance is a social insurance and it relies on the principle of solidarity: the Health Insurance Fund covers the cost of health services required by the person in case of illness regardless of the amount of social tax paid for the person concerned. The Fund uses the social tax paid for the working population also for covering the cost of health services provided to persons who have no income with regard to work activities. 

The purpose of health insurance in Estonia is to cover the costs of health services provided to insured persons, prevent and cure diseases, finance the purchase of medicinal products and medical technical aids, and provide the benefit for temporary incapacity for work and other benefits.

Health insurance is applicable since January 1, 1992.

As of January 01, 2013 altogether 1 237 104 insured persons were registered by the Health Insurance Fund.